23. Gender  −0.017  0.038  0.059 *  0.000  0.072 **  −0.005  0.041  0.015  −0.049  −0.011  0.043  0.124 ***  −0.094 ***  0.023  0.031  −0.082 **  −0.027  −0.066 *  0.008  −0.045  −0.022  0.054 *  1